Research Guides: eStatement Studies (RMA): What is eStatement Studies (RMA)

How do I access eStatement Studies (RMA)?

Click on the link below; it is also listed in our A-Z Databases.

eStatement Studies (RMA)
Industry standard for comparison of financial data. This source includes 1) Financial Ratios Benchmarks, with comprehensive, detailed data on over 770 industries derived directly from statements of financial institutions' borrowers and prospects; and 2) Industry Default Probabilities and Cash Flow Measures, with probability of default estimates, cash flow measures, and change in financial position information for more than 702 industries. Contains composite financial data - balance sheet and income statement information as a percentage of total assets and sales; and over 18 widely used ratios (liquidity, coverage, leverage, and operating ratios). Also called, RMA's Annual Statement Studies. Caution: use figures only as general guidelines.

Overview

RMA's eStatement Studies is a professional level financial analysis tool used by banks, consultants, and business professionals. It draws data from financial statements and allows users to see benchmarks from financial statements across an industry.

eStatement Studies includes two publications

Financial Ratios Benchmarks includes:

Nineteen classic financial statement ratios, clearly defined.
Common-size balance-sheet and income statement line items, arrayed by asset and sales size. Six different asset and sales size categories are presented to ensure a perfect match to your situation.
More than 780 industries are presented using the 2012 North American Industry Classification System (NAICS) codes.
Data available for 10 years. You’ll get the most up-to-date information for the current period, and you’ll be able to quickly compare it to past periods.

Industry Default Probabilities and Cash Flow Measures includes:

Probability of default estimates on a percentage scale, mapped to a .pd bond rating scale.
Cash flow measures on a common-size percentage scale.
Change in position, normalized, year over year, for eight financial statement line items.
Data arrayed by asset and sales size.
Trend data available for the past four years.

(Copied from RMA website 10.07.14)

IMPORTANT! Numbers in the results list reflect either percentages or numbers of statements received from companies in the industry. They are NOT DOLLAR amounts. Please see the "Using the Database" tab above for details.

It is used to see financials for a sector of business - not to see financials for a particular company.